When you use a hyperlink to visit the Carnall Insurance, Inc. web site, you leave the web site of Fairfield County Bank and Ridgefield Bank, a division of Fairfield County Bank.  When you link to the Carnall web site, you are visiting the web site of a wholly-owned subsidiary of Fairfield County Bank. Carnall is a licensed insurance agency that provides insurance products and information about those products on its web site. The insurance products offered by Carnall Insurance, Inc. are not deposits, are not insured by the FDIC, are not guaranteed by the Bank, and are subject to investment risk, including the potential loss of principal invested.


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